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Separation & Property Settlement Finance Specialist

Your path.
Your home.
Your fresh start.

Working out what happens to the house is one of the hardest parts of separating. I help people refinance to buy out a partner, work out what they can borrow alone, and get pre-approval sorted before mediation or settlement โ€” with no judgment, and no obligation. 100% online, servicing all of Australia.

Working out who keeps the house after separation
Finalising your property settlement with confidence

You don't have to figure out the house on your own

Whether you're keeping the family home, buying out your ex-partner's share, or working out what you can afford solo, the finance side of separation is often the most stressful part โ€” and the one people put off longest. I work alongside you (and your family lawyer, if you have one) to get clear numbers early, so property decisions can be made with confidence, not guesswork.

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Buying Out Your Ex-Partner

Refinance the mortgage into your name alone and release equity to pay out your former partner's share of the property.

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Sole Borrowing Power

Find out exactly what you can borrow on a single income, before you're negotiating property settlement.

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Pre-Approval Before Mediation

Walk into mediation, court, or a conversation with your lawyer knowing what's actually achievable โ€” not hoping for the best.

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Consent Orders & BFAs

I'll work to the timeframes in your Consent Orders or Binding Financial Agreement so the finance is ready when settlement requires it.

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Selling & Starting Fresh

If selling is the better path, I'll help you understand your borrowing capacity for the next home before you list.

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Working With Your Lawyer

I can liaise directly with your family lawyer or accountant to keep the finance and legal timelines lined up.

Book your free 30-min separation finance chat

Confidential. No judgment. No obligation to proceed.

Three simple steps, whatever brought you here

1

Free, confidential chat

We talk by phone or video about your situation โ€” separating, refinancing, buying, whatever it is. No paperwork, no obligation, just an honest conversation about what's possible.

2

I find your best deal

I compare 70+ lenders to find the right loan for your needs โ€” not just the cheapest rate, but the right structure, features, and timing for your goals.

3

Settled, and sorted

I handle the paperwork and keep you (and your lawyer, if involved) informed every step of the way โ€” and I'm still here when you need me down the track.

Home loan solutions for every stage

Separation finance is my specialty, but I still support the full range of home, investment and business lending โ€” so you can bring me the whole picture, not just one piece of it.

Aleisha Molyneux-Heard, True North Mortgage Brokers

A separation finance specialist who tells it straight

Hi, I'm Aleisha โ€” a mortgage broker who started True North because I believe getting a home loan should feel empowering, not overwhelming. That's especially true when the loan comes with a life change attached to it.

I've built True North's separation finance service because I kept seeing the same thing: people who needed clear, judgment-free numbers about the house, fast, and didn't know who to ask. I work alongside your family lawyer or accountant where needed, and I keep things moving to the timeframes your settlement requires โ€” wherever in Australia you're based.

I'm based in Darwin and spent 15 years living and working across the Northern Territory, but True North operates 100% online, so my service isn't limited by geography. Whether you're separating, a first home buyer, refinancing, or an investor โ€” anywhere in Australia โ€” I'll find the right path forward for you.

Through Freedom Aggregation I have access to 70+ lenders. In most cases there is no fee to you โ€” I'm paid a commission by the lender if your loan settles. Fees may apply in some complex scenarios and will always be disclosed upfront.

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Honesty first I'll always tell you what's in your best interest โ€” even if it's not what you hoped to hear.
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Fast & responsive I respond within two business days โ€” by phone, video or email โ€” and keep you updated at every stage.
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Plain English advice No jargon. I explain everything clearly so you can decide with confidence.

Access to Australia's leading lenders

As a Freedom Aggregation broker, I'm not tied to any one bank. I compare dozens of lenders to find what's genuinely right for you.

70+
Lenders on panel
100%
No upfront fee in most cases
15+
Years' industry experience

Run the numbers

Get a rough sense of your borrowing capacity and repayments before we chat. These are guides only โ€” I'll give you a personalised picture in our consultation.

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Borrowing Power

Estimate how much you may be able to borrow based on your income and expenses.

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Repayment Calculator

See what your monthly repayments might look like at different loan amounts and rates.

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Stamp Duty

Estimate stamp duty costs for your state and find out if you qualify for a first home buyer concession.

Skip the back-and-forth

Book your free 30-minute separation finance chat

Pick a time that suits you and I'll call you. Confidential, no paperwork, no obligation โ€” just a straight conversation about what's possible for you and the house.

๐Ÿ“… Book your free chat with Aleisha

Prefer to talk right away? Call 0409 607 074 or email aleisha@truenorthmortgagebrokers.com.au

Let's find your true north

Grab a free 30-minute chat at a time that suits you. Confidential, no paperwork, no obligation — just a straight conversation about what's possible for you and the house.

Free 30-minute chat

Book straight into my calendar

Pick a slot that works for you and I'll call you at that time. You'll get an instant confirmation — no waiting on a reply.

📅 Book your free 30-min chat

Rather not book online? Call 0409 607 074 or email aleisha@truenorthmortgagebrokers.com.au and I'll come back to you within two business days.

Reach out directly

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Phone
0409 607 074
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Location
Servicing all of Australia
100% online ยท Based in Darwin, NT
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Follow along
Available Monday to Friday 9amโ€“7pm, and Saturday 9amโ€“12pm.
Phone, video or email โ€” whatever suits you.
Darwin clients welcome to meet in person by arrangement.
Response within two business days.