Northern Territory · Australia-wide

Your path.
Your home.
Your future.

The NT's home loan specialist — 100% online and available across Australia. Chat by phone, video or email — whatever works for you. Honest advice, 30+ lenders, completely free to you.

30+
Lenders on panel
100%
Free to you
15+
Years in the NT
NT specialist · Servicing Australia-wide · Credit Representative 578657 · Authorised under Freedom Aggregation ACL 384404
Darwin Marina
Keys in hand
Sold
How it works

Three simple steps to your home loan

1

Free consultation

We chat by phone or video about your goals and situation. No paperwork, no obligation — just an honest conversation about what's possible.

2

I find your best deal

I compare 30+ lenders to find the right loan for your needs — not just the cheapest rate, but the best overall fit for your situation.

3

Keys in hand

I handle the paperwork and keep you informed every step of the way. Keys in hand — and I'm still here for you after settlement.

Why the NT

Local knowledge that makes a difference

I've spent 15 years living and working across the Northern Territory. I understand this market, its unique opportunities and how to navigate it — and I work with clients right across Australia — by phone, video or email.

From the NT First Home Owner Grant to government guarantee schemes, I'll make sure you're across every advantage available — whether you're in Darwin, regional NT, or anywhere else in Australia.

$0
Cost to you
30+
Lenders compared
15+
Years in NT
100%
Online service
About me

NT knowledge. Australia-wide service.

I've spent 15 years living and working across the Northern Territory, building genuine relationships and deep knowledge of this market — and I work with clients right across Australia — by phone, video or email.

Whether you're in Darwin, regional NT, interstate or anywhere across Australia — I'll help you navigate one of the biggest financial decisions of your life.

"She made the whole process so easy. We had no idea where to start and she walked us through everything. Couldn't recommend her more."
— Sarah & James, Darwin homeowners
"Got a rate we didn't think was possible. Fast, professional and genuinely cared about our outcome."
— Mark T., first home buyer
Free consultation

Let's find your true north

Fill in your details and I'll be in touch within two business days — by phone, video or email, whatever suits you.

No spam. No obligation. Just honest advice.

Thank you!

I'll be in touch within two business days. — Aleisha

About Aleisha

NT expertise.
Australia-wide service.

Local, honest and genuinely invested in helping Territorians find their way home.

15+
Years in the NT
100%
Online service
30+
Lenders on panel
QUALIFICATIONS
Diploma of Finance & Mortgage Broking
Bachelor of Psychological Sciences, CDU
Graduate Certificate in Change Management
Diploma of Project Management, CDU
BBA Business, Southern Cross University
Credit representative of Freedom Aggregation ACL 384404
Member, MFAA (237906)
NT based · servicing Australia-wide

Hi, I'm Aleisha — a Darwin-based mortgage broker who started True North because I believe getting a home loan should feel empowering, not overwhelming.

I've spent 15 years living and working across the Northern Territory — from Darwin to remote communities — building genuine relationships and deep knowledge of this unique market. But my service doesn't stop at the NT border. I work with clients right across Australia who want honest, expert advice.

Whether you're a first home buyer in Darwin, refinancing from interstate, or an investor anywhere in Australia — I'll find the right path forward for you.

Through Freedom Aggregation I have access to 30+ lenders. My service is completely free to you — I'm paid by the lender when your loan settles.

Honesty first

I'll always tell you what's in your best interest — even if it's not what you hoped to hear.

Fast & responsive

I respond within two business days — by phone, video or email, whatever suits you — and keep you updated at every stage.

Plain English advice

No jargon. I explain everything clearly so you can decide with confidence.

The process

How it works

From first chat to settlement day — here's exactly what to expect.

Step by step

Your home loan journey

1

Free discovery call

We start with a no-obligation conversation — by phone, video or email — to understand your situation, goals and timeline. I work with clients across the NT and all of Australia.

30 minutes · completely free
2

Fact find & documents

I'll send a simple checklist — payslips, ID, bank statements. Everything handled digitally. No printing or posting required.

Usually done within a few days
3

I find your best loan

I search across 30+ lenders to find the loan that suits your needs. Clear recommendation with full explanation of why I've chosen it.

Back to you within 48 hours
4

Application & approval

Once you're happy, I lodge the application and liaise directly with the lender. I keep you updated throughout.

Approval typically 7–10 business days, settlement 30–45 days
5

Settlement — keys in hand!

Keys in hand

I coordinate with your solicitor and the lender to ensure settlement goes smoothly. I check in annually to make sure your loan is still the right fit.

Ongoing support included · no extra charge
Lender panel

30+ lenders at your fingertips

Major banks, credit unions and specialist lenders

Commonwealth BankWestpacANZNABMacquarieINGSuncorpBankwestSt GeorgeAMPPepper MoneyLiberty+ many more
Common questions

FAQ

How much does it cost to use a broker? +
Nothing. My service is completely free to you. I'm paid a commission by the lender when your loan settles. I'm legally required to act in your best interest regardless.
Can you help first home buyers? +
Absolutely — it's one of my favourite parts of the job. I'll walk you through the First Home Owner Grant, government guarantee schemes and any other incentives available to you in the NT.
What if I've been declined before? +
Don't give up. Every lender assesses applications differently. I can often find options that suit your situation even if a bank has said no.
Do I need to come into an office? +
No office visits needed — I work 100% online with clients across the NT and Australia-wide. We connect by phone, video or email — whatever works best for you. Everything is handled digitally. NT clients welcome to meet in person by arrangement.
How long does approval take? +
Bank approval is typically 7–10 business days, with settlement a further 30–45 days. I'll give you a realistic timeframe from the start.
Tools & Resources

Calculators

Free tools to estimate your borrowing power, repayments and stamp duty. Contact me for a personalised assessment.

Borrowing Power
Repayments
Stamp Duty

Borrowing power calculator

Estimate how much you may be able to borrow based on your income and expenses.

Gross annual income
Partner's income (if any)
Monthly expenses
Existing debts (monthly)
Dependants
Interest rate (%)

Contact Aleisha for a personalised assessment based on your full financial situation.

Repayment calculator

Estimate your monthly, fortnightly or weekly repayments.

Loan amount
Interest rate (%)
Loan term (years)
30 years
Frequency

Based on principal and interest. Does not include fees or rate changes.

Stamp duty calculator

Estimate stamp duty payable on your property purchase.

Property value
State / Territory
Buyer type
Property type

Stamp duty rates change regularly. Always confirm with your solicitor or conveyancer.

Want a personalised assessment?

Get in touch

Let's find your true north

Fill in the form and I'll be in touch within two business days — by phone, video or email, whatever works for you.

No spam. No obligation. Just honest advice.

Thank you!

I'll be in touch within two business days. — Aleisha

Reach out directly

Location
Northern Territory, Australia
100% online · NT specialist · Australia-wide
Available weekdays 12pm–1pm and after 4:30pm, and weekends.
Phone, video or email — whatever suits you.
NT clients welcome to meet in person by arrangement.
Response within two business days.

Our Privacy Policy is available on request or via the link in the footer below.

Legal

Privacy Policy

How True North Mortgage Brokers collects, uses and protects your personal information.

Last updated: 2026. Applies to True North Mortgage Brokers ACN 696 694 274.

1. Our commitment

True North Mortgage Brokers is committed to protecting your personal information in accordance with the Privacy Act 1988 (Cth) and the Australian Privacy Principles (APPs).

2. What we collect

Full name, date of birth, contact details, financial information, employment details, credit history, identification documents, property details and any other information necessary to provide our services.

3. How we collect it

Directly from you through our website, phone, video, email and the loan application process. We may also collect from third parties such as lenders and credit reporting bodies with your consent.

4. Why we collect it

To assess your financial needs, research and recommend suitable loan products, prepare and lodge loan applications, comply with our legal obligations under the National Consumer Credit Protection Act 2009, and communicate with you about our services.

5. Who we share it with

Our aggregator and ACL holder (Freedom Aggregation ACL 384404), lenders relevant to your application, credit reporting bodies, solicitors or conveyancers, and government agencies where required by law. We will never sell your information.

6. How we protect it

Secure digital storage, password protection and restricted access to authorised personnel only.

7. Retention

We retain client records for a minimum of 7 years as required by law.

8. Your rights

You may request access to or correction of your personal information by contacting aleisha@truenorthmortgagebrokers.com.au. We will respond within 30 days.

9. Complaints

Privacy concerns may be directed to us first. If unresolved, contact the OAIC at oaic.gov.au or 1300 363 992.

10. Contact

Aleisha Molyneux-Heard · aleisha@truenorthmortgagebrokers.com.au · (08) 7918 1990

Your aggregator is Freedom Aggregation (ACL 384404, ACN 122 052 582). A full standalone Privacy Policy document is available on request — email aleisha@truenorthmortgagebrokers.com.au

Legal

Complaints & Concerns

We take all complaints seriously and are committed to resolving them fairly and promptly.

Step 1 — Contact us directly

In the first instance please contact us. We aim to resolve all complaints within 5 business days.

Aleisha Molyneux-Heard — True North Mortgage Brokers

Email: aleisha@truenorthmortgagebrokers.com.au

Phone: (08) 7918 1990

Response: within 2 business days

Step 2 — Contact our aggregator

If we cannot resolve your complaint, you may escalate to our aggregator and ACL holder. Details will be updated once our arrangement is formalised.

Step 3 — External dispute resolution

If unresolved after 30 days, contact AFCA — a free and independent external dispute resolution service.

Australian Financial Complaints Authority (AFCA) — Membership 122587

Website: afca.org.au · Phone: 1800 931 678 (free call)

Email: aleisha@truenorthmortgagebrokers.com.au · Mail: GPO Box 3, Melbourne VIC 3001

All complaints are handled confidentially in accordance with our obligations under the National Consumer Credit Protection Act 2009.

Legal

Terms & Conditions

Please read these terms carefully before using our website or services.

Last updated: 2026. Applies to True North Mortgage Brokers ACN 696 694 274.

1. General information only

The information on this website is general in nature and does not constitute financial, legal or taxation advice. Before acting on any information consider its appropriateness to your circumstances and seek professional advice.

2. Credit representative disclosure

Aleisha Molyneux-Heard (Credit Representative 578657) is an authorised Credit Representative of Freedom Aggregation (Australian Credit Licence 384404, ACN 122 052 582). We are required to act in your best interests when providing credit assistance.

3. How we are paid

Our service is free to you. We receive a commission from the lender when your loan settles. Full remuneration details will be disclosed in your Credit Proposal Document prior to lodging any application.

4. Website use

By using this website you agree to these Terms & Conditions. We reserve the right to change content at any time without notice.

5. Limitation of liability

To the extent permitted by law, True North Mortgage Brokers excludes all liability for any loss or damage arising from use of this website.

6. Governing law

These Terms are governed by the laws of the Northern Territory and Commonwealth of Australia.

7. Contact

aleisha@truenorthmortgagebrokers.com.au · (08) 7918 1990

Aleisha Molyneux-Heard (Credit Representative 578657) is an authorised Credit Representative of Freedom Aggregation (Australian Credit Licence 384404, ACN 122 052 582). Member of the Australian Financial Complaints Authority (AFCA) · Membership No. 122587. This website provides general information only and does not constitute financial advice. Your full financial situation needs to be reviewed prior to acceptance of any offer or product.  ·  Privacy Policy  ·  Complaints & Concerns