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What I Can Help With

Lending solutions for every situation.

Whether you're buying your first home, building a portfolio, or investing through your super fund โ€” I'll find the right loan structure and the right lender for you.

Home loans for every stage of life

Whether you're stepping into the market for the first time, refinancing an existing loan, building new, or growing a property portfolio โ€” residential lending is at the core of what I do.

I access 70+ lenders to find the right fit for your situation โ€” not just the lowest headline rate, but the right structure, features, and flexibility for where you are now and where you're headed.

Based in Darwin with 15+ years of NT experience, I understand this market in a way that a broker sitting in Sydney simply doesn't. And my service extends right across Australia.

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  • First home buyers โ€” grants, guarantees, and the right loan from day one
  • Refinancing โ€” make sure your current loan is still the best option
  • Investment property โ€” structure matters as much as rate
  • Construction loans โ€” finance matched to your build timeline
  • Upgraders and downsizers โ€” bridging and simultaneous settlement options
  • Low doc and self-employed lending
  • Guarantor loans โ€” family assistance options
  • Debt consolidation into home loan

What I can help you with

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First Home Buyer

NT and federal grants, First Home Guarantee, Family Home Guarantee, stamp duty concessions โ€” I'll make sure you're across every entitlement and find the right loan to get you started.

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Refinance

If you haven't reviewed your loan in the last two years, there's a good chance the market has moved. I'll run a genuine comparison and tell you honestly whether switching makes sense.

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Investment Property

Structure your investment lending correctly from the start โ€” separate from owner-occupied debt, with the right offset, interest-only, and cross-collateralisation considerations in place.

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Construction Loans

Progress draw loans structured around your build contract milestones. Darwin builds have their own timeline considerations โ€” I know the lenders who work with NT construction.

Finance that fits your business

Commercial lending is assessed differently to residential โ€” each deal is considered on its own merits, and lender appetite varies significantly by asset type, industry, and business financials.

Getting the right lender from the start saves time and protects your credit file from unnecessary inquiries and declined applications. I know which lenders will look at your deal before you apply.

My commercial lending panel includes specialist non-bank lenders alongside major bank options โ€” giving you a genuine comparison rather than the two or three products a single bank can offer.

Book a call to discuss
  • Commercial property purchase โ€” owner-occupied or investment
  • Refinance of existing commercial loans
  • Equipment and vehicle finance
  • Business loans and working capital
  • Fit-out and refurbishment finance
  • Development finance
  • Lease doc and low doc for self-employed
  • NT-based businesses โ€” local market knowledge

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Lender matching

I know which lenders will look at your deal before you apply โ€” protecting your credit file from unnecessary inquiries and declined applications.

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Genuine comparison

Commercial rates and fees vary widely. I present a real comparison โ€” not just the product a single bank wants to sell you.

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Your advocate

I manage the application, liaise with credit teams, and keep you informed throughout. You focus on running your business.

Invest through your super โ€” done properly

Buying property through a self-managed super fund (SMSF) via a Limited Recourse Borrowing Arrangement (LRBA) is a specialist area that requires the right lender, the right structure, and careful attention to compliance.

Not all lenders offer SMSF products. I work with the ones that do, and I know what documentation and trust structure they require before you apply.

I always recommend working with your SMSF accountant and financial adviser in parallel. My role is the lending โ€” making sure the finance is compliant, competitive, and correctly structured for your fund's investment strategy.

Book a call about SMSF
  • SMSF must be established before applying
  • Bare trust / holding trust must be correctly structured
  • Property must meet the ATO sole purpose test
  • Typically 20โ€“30% deposit required
  • Serviceability assessed on contributions and rental income
  • Both residential and commercial property eligible
  • Specialist lenders only โ€” not all major banks participate
  • Ongoing compliance obligations post-settlement

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Your accountant

Your SMSF accountant establishes the correct trust structure and ensures ongoing ATO compliance. Essential from day one.

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Your financial adviser

Your fund must have a documented investment strategy. Your adviser ensures a property purchase is consistent with that strategy.

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My role โ€” the lending

I find the right lender, structure the LRBA correctly, and manage the application from start to settlement.

Let's find your true north

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No spam. No obligation. Just honest advice.